SALT LAKE CITY (KUTV) — Many homeowners mistakenly assume their standard homeowners insurance policy will cover any type of water damage, but that’s not always the case.
Damage caused by a flash flood is not covered under a standard policy, even though water damage from a burst pipe inside a home typically is.
Homeowners who want protection from flooding must purchase a separate flood insurance policy.
MORE | Eye On Your Money
- Utah led the nation in legalizing plug-in solar. So why aren’t more people using it?
MJ Martinez, who owns an insurance company that bears her name in Davis County, said homeowners should not assume they don’t need flood insurance because they don’t live in a designated flood zone…