A Colorado homeowner says Liberty Mutual denied his hail claim on a late-notice rule, even after the insurer’s own inspection found damage it called storm-consistent.
In a complaint filed July 2, 2026, the Littleton homeowner alleges Liberty Mutual Personal Insurance Company refused to pay for hail damage to his roof despite its own inspection, its own engineer and its own repair estimates.
The homeowners policy carried $292,500.00 in dwelling coverage and a $2,500.00 deductible, and hail was a covered cause of loss, the filing says. A hailstorm hit the property on or about July 8, 2023, and the insurer’s own weather materials later showed 1.6-inch hail at the location, according to the complaint…