Insurance storm brewing: 22,600 beach cabins, second homes in SETX may lose TWIA coverage

AUSTIN — Thousands of second homes on Galveston County’s Bolivar Peninsula — including beach cabins on Crystal Beach — could eventually be pushed out of the Texas Windstorm Insurance Association under a proposal before a TWIA committee Tuesday.

The association’s Legislative and External Affairs Committee is considering whether to recommend changing state law to limit TWIA residential coverage to owner-occupied homesteads.

“Modify Chapter 2210 regarding the property types eligible for TWIA coverage to require residential policies to be owner-occupied homesteads,” TWIA’s committee materials state…

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