You don’t need a waterfront mansion to retire well by the water. Across the U.S., there are beach towns where $60,000 a year, roughly $5,000 a month, goes much further than most retirees expect, covering rent, food, entertainment, and a lifestyle that would cost two or three times as much in places like Miami Beach or Newport Beach, California.
To find them, FinanceBuzz analyzed Zillow rent data, U.S. Census demographic and income figures, and Walk Score data across hundreds of U.S. cities with beach access, filtering for affordability and genuine retiree appeal. Here’s where you can stretch your retirement dollars further.
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1. Clearwater, Florida
Median rent: $1,561/month…