Big changes are happening in Maryland. Huge changes. And if you have health insurance through your job, you might want to pay attention.
It’s called the AHEAD model. Sounds fancy, right? But what does it actually mean for your wallet? Let’s break it down. Simple terms only.
The Old Way: Maryland Was Special
For decades, Maryland did things differently. Uniquely, actually.
We had this system called the “all-payer model.” Basically, the state had the superpower to set the prices for hospital services. Everyone paid the same rate. Medicare. Medicaid. Private insurance. Everyone…