Thinking about buying a home, but not sure how to afford it? Welcome to the Down Payment Diaries, where real people spill about how they saved and splurged on their path to homeownership. If you’d like to submit your own Down Payment Diary, please fill out the form here.
Today, a cashier and single mother of two, who lives in North Carolina and thought her budget for a home topped out at $200,000, explains how she found a unique path to a $350,000 townhome that required no down payment—just 200 hours of her time.
The working mom, who prefers to remain anonymous, had been searching online for the perfect budget-friendly Asheville dwelling for months, relying on the Realtor.com® mortgage calculator to help her find a way to make the numbers work.…