How much you need to make to live comfortably in Texas’ biggest cities

The Brief

  • A new 2025 study finds that a single adult in a major Texas city needs an annual pre-tax income ranging from $93,355 to over $114,659 to live comfortably.
  • The required salary for a single adult in Austin is the highest at $114,659, followed by Dallas-Fort Worth ($107,061), Houston ($93,818), and San Antonio ($93,355).
  • In all four metro areas, the required salary is significantly higher than the current median personal income, highlighting the growing financial pressure on residents.

TEXAS If you’ve felt the pinch lately when paying rent, buying groceries, or filling up your gas tank, you’re not alone. After years of high inflation, the cost of just living comfortably in America has skyrocketed.

A new report by Upgraded Points breaks down exactly how much money you need to feel financially secure in major U.S. cities.

How much income do you need to live comfortably in Texas?

San Antonio:

In the San Antonio-New Braunfels area, a single adult household needs an annual pretax income of at least $93,355 to live comfortably, according to a 2025 data study.

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