Florida couple arrested in Pennsylvania on multi-state fraud charges

Two Florida residents were arrested in Pennsylvania, officials said, as they await extradition to New Jersey to face charges related to a multi-state credit card fraud scheme.

According to New Jersey law enforcement officials, Olivia Jean Baptiste, 24, of West Park, Florida, and Michael Rampal, 29, of Fort Lauderdale, Florida, were arrested near Harrisburg on Thursday, December 18, 2025, and are expected to face credit card fraud, theft, and conspiracy charges.

The pair is accused of impersonating bank team members on phone conversations and using a cell phone app to disguise their phone numbers so that they appeared to be phoning victims from banks…

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