Is it cheaper to rent or buy in Boise? Treasure Valley bucks national trend

It’s cheaper to buy a home than to rent one in most American markets — but not in the Boise metro, a new report has found.

That doesn’t mean Ada and Canyon counties are affordable for renters earning an average paycheck, according to ATTOM, a national real estate data and analytics firm.

ATTOM compared the monthly cost of a median three-bedroom rental in 2025 with the price of median single-family home, assuming a mortgage, taxes, and insurance with a 20% down payment. In 57.7% of counties with more than 100,000 people, it was less expensive to own a home than to rent one — if you can manage the up-front costs…

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