The dream of homeownership is becoming increasingly challenging for many prospective buyers, especially those in the middle-income bracket.
A new analysis from the 2026 Housing Mismatch Report, a collaborative effort by Realtor.com® and the National Association of Realtors®, highlights a significant disparity between available homes and what many can truly afford.
Buyers earning around $75,000 can currently afford homes priced up to about $261,140. Homes priced below this point currently account for only about 23% of listings nationally, a stark contrast to the approximately 44% found in a balanced market…