A Florida roofing contractor has filed a federal lawsuit accusing Tower Hill Insurance of engineering a criminal fraud prosecution that ran for more than two years – then collapsed one week before trial.
The complaint was filed September 15, 2026, in the US District Court for the Southern District of Florida. It names Tower Hill Insurance Group, Tower Hill Prime Insurance Company, the law firm Zinober, Diana & Monteverde, and four individuals. The core claim is malicious prosecution, meaning the contractor says he was put through a baseless criminal case on purpose. The suit brings that claim under both federal civil rights law and Florida common law, and adds conspiracy on top.
It starts with a roof. After Hurricane Irma, the Rookery Pointe Homeowners Association in Lee County assigned its insurance claim rights to the contractor’s company. That company submitted an estimate of approximately $414,000 for roofing and related work to Tower Hill. A subcontractor’s permit application put the roofing portion at about $233,000…