Are there cities where retirees can live on only their Social Security checks? In Arizona, that answer is a resounding yes. That’s because The Grand Canyon State boasts both low property taxes and low homeowners insurance fees.
The average retired couple collects Social Security benefits in the amount of $3,089 per month as of 2025, and there are several Arizona towns and cities where that amount is more than enough to cover the cost of living while leaving you with enough left over to enjoy all the area has to offer. Check out which towns are the most affordable for a retired couple, so you can avoid wasting money in your golden years.
Unless otherwise noted, all data regarding rents and home prices were pulled from Best Places. …