‘I Thought It Was a Joke’: $400 HOA Bill Costs North Carolina Woman Her $850,000 Home

She thought it was a joke. A letter saying she owed $400 to her HOA — for a bill she says she never even saw — did not seem like something that could take her house. So Taylor Sanders ignored it. That decision cost her an $850,000 home.

This is one of the most gut-wrenching HOA stories ever reported, and it is all documented in county records. A North Carolina woman lost her 3,300-square-foot house in Weddington over a missed $400 dues payment. The home was auctioned off for just $49,000. Five months later, county records show it sold again — for $850,000. Somebody made roughly $800,000 off her front door. She got nothing…

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