War over windows: Charlotte homeowner wins 5-year fight with HOA, gets $75K settlement

After a five-year fight with the homeowners association in her Lake Wylie neighborhood, Sherry Loeffler has scored a rare victory: a legal settlement with an HOA.

The dispute began in 2019 , when Loeffler submitted plans to have new vinyl windows installed on her townhome, which the HOA for the Yachtsman on Lake Wylie community approved.

After the windows were installed, the association reneged on its approval, she contends. It ordered her to replace her windows at her own expense so their appearance matched most in the community. She refused.

The HOA fined her nearly $12,000 and put a lien on her house. Worried that the HOA would foreclose on her home, Loeffler sued.

The settlement grants Loeffler $75,000 — and she can keep her windows.

“Such a weight has been lifted off my shoulders,” said Loeffler, 53, who plans events and does other support work for banking executives. “I can’t even explain it.”

Still, Loeffler said, the money only begins to cover what the battle has cost her.

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