Monday. July 13. 8:30 in the morning.
That is when the South Carolina Department of Insurance opens the next application window for the SC Safe Home Mitigation Grant Program — and if you own a home along the South Carolina coast, this is the kind of news worth setting an alarm for.
The grant provides up to $7,500 to help coastal homeowners make their homes stronger against hurricanes and high winds. Not a loan. Not a rebate. A grant — money you do not have to pay back.
The February 2026 application cycle opened on February 10 and ran out of funding by June 2. Four months. When the money is gone, the window closes. This is the next chance.
Where This Program Came From
The SC Safe Home Program was not a new idea somebody had recently. It has been running since 2007, when the South Carolina General Assembly passed the Omnibus Coastal Property Insurance Reform Act — legislation that came directly out of the destruction Hurricane Hugo caused and the insurance crisis that followed it along the South Carolina coast…