If you live in Ohio, the rules for “found money” just changed in a major way. For years, the state held onto unclaimed funds indefinitely until the owner came forward. But starting January 1, 2026, a new clock has started ticking. Under updated regulations, Ohioans now have a 10-year window to claim funds reported to the state. If money sits unclaimed for too long after this period, it may eventually be considered permanently abandoned.
With over $4.8 billion currently sitting in the Ohio Division of Unclaimed Funds, the race is on to get that money back into the hands of residents before it’s too late. But that isn’t the only financial update for 2026. Income limits for property tax breaks have increased, and winter heating grants are currently available for thousands of households.
Here is your guide to getting what is owed to you in the Buckeye State.
1. The $4.8 Billion “Lost” Pot (And the New 10-Year Rule)
Ohio’s unclaimed funds pot is massive. It includes uncashed payroll checks, forgotten rent deposits, inactive savings accounts, and insurance payouts…