Does insurance cover damage from Chantal and similar storms? It depends.

Vanessa Byrd was among dozens forced to evacuate from Camelot Apartments in Chapel Hill when flash flooding from Tropical Storm Chantal hit on Sunday night.

When she returned, she found her home and belongings covered in a thick, muddy sludge.

“Year after year after year, floods want to come in and destroy everything we got,” she told The N&O, sifting through the remnants…

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