Miami residents are among the Americans most likely to receive debt collection calls, according to a new study examining Federal Trade Commission complaint data.
The NumberBarn analysis ranked Miami fourth among the nation’s largest metro areas for debt collection complaints after adjusting for population. Florida also ranked fourth among all states for debt collection complaints per capita.
Nationwide, consumers filed more than 471,000 debt collection complaints with the FTC in 2025, more than twice the total reported a year earlier. Nearly 47% of those complaints described collectors as abusive, threatening or harassing…