Patients caught up in the Twin Cities Pain Clinic data breach face a choice by November 9. One option is a flat payment expected to be $55 with no paperwork. The other is reimbursement for documented losses, up to $4,500 for identity theft or fraud. Every cash payment sits under a $385,000 ceiling for the whole settlement, which is why the $55 is only an expectation.
A flat $55 that depends on how many others file
The long-form notice says the flat cash payment is “expected to be $55.00,” and a claimant needs no proof or explanation to get it. The notice does not say how that figure was calculated. It is an estimate, not a promise.
The reason is the cap. Cash payments across the settlement are limited to $385,000. If claims add up to more, every payment is cut pro rata until the total fits. At $55 each, the cap covers exactly 7,000 payments, and the notice does not give a class size…