Genny Richard constantly thinks about her family’s finances.
“The stress level has been immense,” she said. “Because childcare is our largest expense, that’s been a big part of the reason.”
Her 5-year-old son is in his third year at a full-time Montessori school in Irvine. It costs her family $2,020 a month — more than their rent. They don’t have family nearby to help with childcare…