Florida flood disclosure rules expanded Oct. 1, 2025. Voyance Real Estate, the Orlando brokerage led by Alex D. Silva, published a guide for owners selling a hurricane-damaged house.
ORLANDO, Fla. – November 14, 2026 – Florida flood disclosure law now requires every residential seller to tell the buyer, in writing and at or before the signing of the sales contract, whether flooding damaged the home during their ownership, whether they filed a flood insurance claim and whether they received any assistance for flood damage. Voyance Real Estate LLC, the Orlando brokerage led by broker and owner Alex D. Silva, REALTOR®, has published a guide that walks owners of hurricane-damaged homes through those questions and the selling paths that follow.
Section 689.302 of the Florida Statutes was created in 2024. In 2025 the Legislature widened it through Senate Bill 948. Sellers must now disclose any known flooding that damaged the property, not only flooding tied to an insurance claim, and any repair assistance, not only federal aid. The expanded form took effect on October 1, 2025, according to Florida Realtors…