MILTON, Fla. – One lucky Florida man has millions of reasons to celebrate after winning a grand prize from a Florida lottery scratch-off ticket. Bernard Waters, a 63-year-old from Milton, Fla., claimed the $5 million top prize from the $20 MONOPOLY DOUBLER Scratch-Off game this week. According to the Florida lottery, Waters chose to receive his winnings as a one-time, lump-sum payment of $3,994,698.