HOLMES BEACH, Fla. – Across Holmes Beach, lives changed forever one week ago. “Everything was covered. You could tell the water had been up 3-4 feet. Things were floating from this room to up there. We couldn’t even go in till we got the water out. It’s like this muddy, silty, mucky, stinky stuff all over everything. It’s a total loss. Everything in this home is gone,” said Chuck Caudill.