We all treat our pets like family, showering them with love, toys, and maybe the occasional forbidden treat.
But when it comes to their health, are we prepared for the unexpected? Vet bills can be shockingly expensive in California, leaving many pet owners wondering if pet insurance is worth the investment.
It’s a valid question. After all, those monthly premiums can add up. But before you dismiss pet insurance as just another expense, let’s consider what’s at stake.
Imagine this: your furry friend suddenly takes a tumble down the stairs or develops a mysterious illness. Without insurance, you could be facing thousands of dollars in vet bills. That’s enough to make anyone’s tail droop.
Pet insurance acts like a safety net, helping to cushion the blow of unexpected accidents, illnesses, and even emergency care. It can cover surgeries, medications, and those pricey diagnostic tests that can quickly drain your bank account.
But what about the cost? Well, that can vary widely. Some companies, like Lemonade, offer plans for as low as $10 a month. That might sound like a steal, but be aware that coverage at that price point might be limited. On the other hand, Forbes Advisor estimates that the average cost of pet insurance is $51 per month for dogs and $27 per month for cats. Older pets, unfortunately, often come with higher premiums.