7 Best River Towns To Retire in 2025

There’s something about bodies of water — oceans, lakes, rivers –that provide a calming backdrop for life. Of course, they also usually provide higher housing costs.

But it is still possible to find a place with a river running through it where a retiree can live out their golden years without needing a mountain of gold.

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We asked Alexei Morgado, a Florida-based real estate agent and founder of real estate exam preparation firm Lexawise , to walk us through seven top choices. Data for each pick was sourced from BestPlaces .

If you’re not too keen about spending retirement near a river, consider these seven cheap beach locations where you can retire with just $250,000 in savings .

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Chattanooga, Tennessee

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