Years ago, the remnant of a hurricane came through Maryland and dropped half a tree on my house.
It pushed a roof joist through my bedroom ceiling right over where the three-year-old daughter of my then-girlfriend, now wife, slept.
Miraculously, it stopped several feet above her.
She slept right through the whole thing.
After hitting the roof, the tree fell onto my large deck, causing significant damage.
Finally, it bumped against the garage, breaking a window.
That’s where it stopped.
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Dealing with the Insurance Company
It took a while for an adjuster to show up since there were hundreds, if not thousands, or tens of thousands of claims statewide.
He looked inside the house and out, taking pictures and notes.