PHOENIX (AZFamily) – It seems like scammers are always one step ahead. As soon as you think you know what to look out for, they come up with something new. Here’s a new twist on an old scam called the Impersonation Scam. You get a phone call or a text message from your bank informing you that your debit card has been fraudulently used, but it’s not your bank; it’s a scammer trying to scare you into making bad decisions.