As a third-generation restaurateur, Toni Calderone was determined to master the business of franchising from a young age. At just 14, she was already committed to learning the ins and outs of the industry. She developed her first business plan-a drive-thru pizza concept-at 17 in a high school entrepreneurship class. Confident in her idea, she turned in the assignment but skipped the class, only to be met with a lesson in accountability from her teacher, who failed her.