PADUCAH, Ky. – A Florida man faces multiple charges after Paducah Police uncovered a sophisticated credit card fraud scheme. Police arrested Vern T. Fulton, 39, of Miami Gardens, Florida, on Friday after a local bank reported unauthorized access to customer accounts through local ATMs. Authorities responded to a business in the 3300 block of Irvin Cobb Drive, where they found Fulton using a fraudulent ATM card.