How much it costs to be considered ‘middle class’ in Austin in 2025

As the price of living continues rising across the country, being considered “middle class” is getting hard to come by in the Lone Star State. While some Texas cities are cheaper to live in than others, a new report is revealing just how expense it is to live comfortably in the state’s capital city.

SmartAsset’s annual “What It Takes to Be Middle Class in America” report says Austin households in 2025 should be making at least $60,995 but no more than $183,002 to be labeled “middle class.” The city’s median household income was $91,501, according to 2023 U.S. Census data used in the report.

That’s a steady increase from last year’s middle class household income in Austin (using 2022 Census data). In 2024, Austinites needed to be making between $59,604 and $178,830 a year for a middle class distinction…

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