5 Best Cities to Retire in the U.S.—Top Picks by Region.
When you picture your dream retirement, do you see yourself lounging on a beach, hiking forested trails, or enjoying cultural events in a charming small town? Whether you’re drawn to the mountains, coastlines, or vibrant city life, choosing the right place to retire can make all the difference—especially when it comes to affordability and quality of life.
To help narrow down your search, Investopedia and Travel + Leisure teamed up to identify the best retirement destinations across the United States. We’ve spotlighted one standout city in each region—Northeast, Southeast, Midwest, Southwest, and West—based on housing costs, health care access, recreational options, and tax-friendliness.
Northeast: Hermitage, Pennsylvania
Why it stands out: Hermitage offers a relaxed pace of life, small-town charm, and exceptional affordability. The median home value is below the national average, and the area boasts 12 public golf courses, including the world’s only free golf course—a major perk for retirees who love to hit the links.
With a median age of 45 and a household income around $60,614, Hermitage is ideal for retirees looking for a quiet, active lifestyle without high living costs. Plus, Pennsylvania does not tax Social Security or most retirement income, giving your budget extra breathing room.
Southeast: Waycross, Georgia
Why it stands out: Tucked next to the famous Okefenokee Swamp, Waycross is a nature lover’s paradise. Its downtown district offers Southern charm, while the surrounding area is perfect for fishing, birdwatching, and boating. The town of just 13,643 has the lowest median home value on our list—just $106,500—and median monthly housing costs of only $736…