How State Farm’s newest rate hike could impact Bay Area towns like Orinda

ORINDA — If you have home insurance from State Farm, you will soon be paying more. That’s after an administrative law judge in Oakland endorsed an emergency rate hike for the largest insurer in the state.

California’s insurance crisis is affecting all areas of the state, but if there are places where the full depth of the problem can be felt, it’s in towns like Orinda.

In many places there, the trees grow over the road and homes are nestled in the forested hillsides. People pay a lot for the beauty, but lately, there’s been something else on their minds…

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