UNITED STATES — For retirees in 2025, the dream of settling down somewhere peaceful, affordable, and secure is more achievable than ever — if you know where to look. As inflation and housing costs fluctuate nationwide, several smaller cities across the U.S. are emerging as top destinations for retirees, offering the perfect mix of safety, affordability, and quality of life.
Using data from U.S. News & World Report, Forbes, and crime statistics from FBI Uniform Crime Reporting, here’s a look at the most promising spots to spend your golden years without breaking the bank — or feeling unsafe.
1. Winston-Salem, North Carolina
Winston-Salem offers a median home price under $250,000, making it one of the most affordable cities in the Southeast. It also boasts a violent crime rate 25% below the national average. Known for its strong healthcare infrastructure (thanks to Wake Forest Baptist Health), mild climate, and walkable neighborhoods, the city continues to draw retirees from across the East Coast.
“It has a small-town feel with access to world-class medical care,” said one recent transplant from Virginia.
2. Summerville, South Carolina
Just outside Charleston, Summerville offers Southern charm without Charleston’s soaring home prices. The town is home to numerous retirement communities and has a property crime rate significantly lower than nearby metro areas, according to NeighborhoodScout. Retirees also love the area’s access to beaches, historic sites, and seasonal festivals — all with lower taxes than many northern states.
3. Abilene, Texas
With a median home price under $200,000 and no state income tax, Abilene is a budget-friendly haven for retirees looking to stretch their savings. Violent crime is relatively low, and the community is known for its friendly pace, historic downtown, and excellent access to VA services — a big plus for veterans…