Health insurance rates will increase sharply for the 4 million-plus Floridians who rely on so-called Obamacare plans or small employer health insurance coverage in the coming weeks, according to data released by the Florida Office of Insurance Regulation.
The OIR reported late last month that, beginning Jan. 1, 2026, Florida health plans had been approved for double-digit increases in monthly premiums people pay for the individual policies sold on the federal health insurance exchange (healthcare.gov). Florida leads the nation in the number of people enrolled in the exchange.
This year, a 28-year-old single individual living in Flagler County, making $34,000 a year, and enrolled through an average silver plan in the Affordable Care Act marketplace, is paying $181 and receiving a federal subsidy of $369. In 2026, the same individual will be paying a $368 premium, a 103 percent increase, according to OIR…