The entire city of Clayton shares a common ZIP code, 94517. And hundreds of its homeowners there share something else: They’ve all been kicked out of their insurance companies and sent to the California FAIR Plan.
The 215 homeowners have been “non-renewed” and sent to the FAIR Plan, which covers only fire loss and can cost thousands of dollars more than private insurance.
The FAIR plan was supposed to be just for those at the highest risk, but the mega fires have given its customers a lot of company…