“Every person needs to have a relationship with Medicare when they turn 65. The sign-up time is three months before your 65th birthday, the month of your 65th birthday, and the three months after your birthday. It’s a seven-month period. If you miss that deadline, you will pay a penalty for the rest of your life,” said Catherine Sevier, AARP, NC.
Let me be clear: if you don’t sign up for Medicare at the age of 65, you will pay penalties for the rest of your life.
Now– do you have to use the medicare coverage over your work insurance? No. …