Boston missed its own deadline for applying to a FEMA program. Residents are footing the bill.

GEOFF GAMM GOT his first flood insurance bill and knew he had to do something about it.

When Gamm purchased his East Boston townhouse in 2022, he knew that he’d need to buy flood insurance because his new home was located in a flood-prone part of the city.

But the bill was nearly $2,000. That’s roughly the same amount Gamm pays for regular homeowners insurance…

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