Rochester NY Cost of Living 2025: Is It Still Affordable?

Nestled in Western New York, Rochester is a city known for its strong legacy in innovation, higher education institutions like the University of Rochester and RIT, and a thriving cultural and arts scene. As more people look for affordable alternatives to large urban centers, Rochester has emerged as a city on the radar of students, families, and remote workers alike. In this post, we’ll explore the Rochester NY cost of living in 2025 to determine just how affordable it remains in today’s economic landscape.

Rochester’s 2025 Cost of Living Index

The cost of living index is a key metric for determining a city’s affordability. In 2025, Rochester’s cost of living index sits at approximately 89.5, meaning it’s about 10.5% lower than the U.S. national average. This statistic alone makes it a compelling option compared to both nearby and major metropolitan areas.

When we look locally, there’s a clear picture:

Buffalo: Index around 92, slightly more expensive than Rochester…

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