Open enrollment for 2026 health insurance coverage is underway, and many Indianapolis residents may see higher premiums and fewer savings as federal subsidies are set to expire next year.
Local health officials and enrollment counselors say now is the time for Hoosiers to review their options carefully — and seek help if needed.
According to the Indiana Department of Insurance, several insurers have filed rate increases averaging more than 30 percent for individual marketplace plans. The hike comes as enhanced premium tax credits, part of the federal relief extended during the pandemic, are scheduled to end in 2025 unless Congress renews them. Without those credits, many families could face hundreds of dollars more in monthly costs.
“People are going to feel this,” said Anita Williams, a health navigator with experience helping families enroll through HealthCare.gov. “The worst thing someone can do right now is ignore those renewal notices or assume their plan will stay the same.”…