MEMPHIS, Tenn. — As open enrollment gets underway, new federal data shows Tennesseans could face some of the largest health insurance price increases in the country over the next two years, with Memphis families at the center of the surge.
Rate review filings for 2026, submitted to federal regulators under the Affordable Care Act, show insurers in Tennessee proposing double-digit premium increases for both individual marketplace plans and small group employer coverage.
Rate review is the process that requires insurance companies planning significant premium hikes to submit their proposed rates to state or federal officials for examination. Experts review whether those increases are based on reasonable assumptions and documented costs, and the summaries are made public so consumers can see the changes before they take effect…