On Oct. 4, 2023, a vicious hail storm battered the Broken Arrow home of Billy and Lacy Hursh. Billy Hursh, 39, a Tulsa police lieutenant and leader of the SWAT negotiator team, was able to spot gouges to the shingles of his steep-roofed four-bedroom house from the ground. But it wasn’t until a worker got up close that the full extent of the damage was revealed.
“A tree-trimmer got up on the roof and said, ‘You’ve got a hole in your roof,’” Hursh recalled.
Two contractors confirmed that a roof replacement was required; one of them grimaced when he learned who had written the Hurshes’ homeowners policy…