Additional Coverage:
- 10 Reasons New Hampshire Is Hands Down the Best State To Retire (financebuzz.com)
New Hampshire: The Granite State Takes Top Honors as Best State to Retire in 2025
While Florida boasts sandy beaches and Arizona offers endless sunshine, a recent study by Bankrate reveals a surprising frontrunner for retirees seeking fresh mountain air and small-town charm: New Hampshire. The Granite State has earned the top spot in Bankrate’s 2025 Best and Worst States to Retire Study, proving that a quieter lifestyle doesn’t mean sacrificing access to top-notch amenities.
New Hampshire’s appeal stems from a unique blend of practicality and natural beauty, embodied by its state motto, “Live Free or Die.” With historic towns, proximity to Boston’s cultural attractions, and a strong sense of independence, it’s clear why this often-overlooked state is gaining recognition.
Here’s a closer look at what makes New Hampshire an ideal destination for a stress-free retirement:
1. Unparalleled Safety and Peace of Mind
New Hampshire proudly holds the top ranking in the U.S. for neighborhood safety. Retirees can enjoy daily strolls to the farmers market or evenings out with confidence, thanks to remarkably low property and violent crime rates.
2. Exceptional Healthcare Services
Access to quality healthcare is paramount in retirement, and New Hampshire delivers. The state ranks fifth nationally for medical services, offering respected hospitals and specialists with a strong emphasis on preventive care. High-rated providers are readily available, ensuring residents receive excellent care without extensive travel.
3. Tax-Friendly Environment
A major draw for retirees is New Hampshire’s tax-friendly status, ranking sixth in Bankrate’s study. With no state income tax and no sales tax, Social Security benefits, pensions, and retirement savings stretch further, making everyday purchases more economical.
4. Manageable Cost of Living
While not the absolute cheapest state, New Hampshire ranks 14th for affordability in cost of living. Northern towns generally offer lower housing, utility, and general expenses, providing a comfortable balance between cost and quality of life, even if southern areas closer to Boston can be pricier.
5. A Thriving Community for Mature Adults
New Hampshire is a welcoming haven for seniors, ranking seventh for its high percentage of mature adults. With a median age of 43.1 and 18.7% of residents aged 65 or older, it’s easy for retirees to connect with like-minded individuals, fostering a strong sense of community and providing ample opportunities for social engagement.
6. Pristine Environment and Walkable Communities
The Granite State excels in “miscellaneous” factors, ranking eighth for its exceptional air quality, clean water, walkability, and overall community well-being. Many towns feature pedestrian-friendly layouts, and residents benefit from some of the best air and water quality in the nation.
7. Rich Arts and Entertainment Scene
Beyond its scenic landscapes, New Hampshire offers a vibrant arts and entertainment scene, ranking 15th in the category. From local theaters and art galleries to community centers, seasonal festivals, and music events, even smaller towns provide a wealth of activities to keep residents engaged and entertained.
8. An Active Outdoor Lifestyle
New Hampshire is a paradise for outdoor enthusiasts, making it easy to stay active year-round. Whether it’s hiking, boating, cross-country skiing, or simply enjoying a local park, access to nature supports better health and well-being without the need for expensive gym memberships.
9. Four Distinct and Beautiful Seasons
For those who appreciate seasonal variety, New Hampshire delivers. Spring brings blooming wildflowers and maple sugaring, summers are pleasantly warm, autumn boasts breathtaking fall foliage, and winters offer a charming snowy landscape. It’s a refreshing change from perpetual sameness or sweltering heat.
10. Embracing Independence and Small-Town Charm
The state’s motto, “Live Free or Die,” perfectly encapsulates its culture of independence, strong community ties, and a slower pace of life. Retirees often appreciate the traditional values and the freedom to shape their retirement on their own terms, away from urban sprawl.
The Bottom Line
New Hampshire, with its high rankings in healthcare, safety, and affordability, combined with walkable towns and abundant recreation, offers an undeniable appeal for retirees. Home to natural landmarks like Mount Washington and Lake Winnipesaukee, it provides a unique blend of nature, culture, and a tranquil pace of life. For those considering retirement, the Granite State might just be the perfect place to start a new chapter.
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- 10 Reasons New Hampshire Is Hands Down the Best State To Retire (financebuzz.com)