For many couples approaching retirement, the math around Social Security feels more stressful than the actual move itself. You’re trying to picture real life (rent or mortgage payments, groceries, utilities, the occasional dinner out) and wondering whether two monthly checks could realistically carry the weight. The good news: in the right cities, they might.
And choosing wisely could help you avoid wasting your retirement savings.
Find Out: 14 benefits seniors are entitled to but often forget to claim
Average Social Security income for a couple
According to the Social Security Administration, the average retired worker benefit is roughly $1,976 per month as of 2025. For a two-beneficiary household, that comes out to about $3,952 per month, or roughly $47,424 per year…