This Indiana Town Is So Affordable, Couples Can Stretch Social Security Far

I first drove through Bluffton on a crisp autumn morning, and something about this Wells County town immediately felt different. The Wabash River sparkled under the sun, historic buildings lined the streets, and people actually waved from their porches.

After years of watching friends struggle with retirement costs in bigger cities, I started wondering if places like Bluffton held the secret to comfortable living on a fixed income. Turns out, this northeastern Indiana community of just over 10,000 residents offers something rare in today’s economy: genuine affordability without sacrificing quality of life.

Housing costs stay reasonable, local services remain accessible, and the community spirit makes every dollar stretch further. For couples relying on Social Security, Bluffton represents more than just low numbers on a cost-of-living chart…

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