Colorado homeowners face skyrocketing insurance premiums amid climate risks

DENVER | In a nondescript office building in Littleton, insurance agents sit in cubicles, talking into headsets.

They are fielding calls from homeowners searching for coverage that won’t break the bank.

“It’s just completely unaffordable,” said Morgan Lloyd, an agent at the independent company Trailstone Insurance. “People are looking for better value.”…

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