FDIC: Arkansas Banks Outperform U.S. Peers as Profits and Lending Strengthen in 2025

By The Arkansas Black Vitality Staff

LITTLE ROCK — Feb. 24, 2026 – Profits at Arkansas’ federally insured banks remained competitive in the final quarter of 2025, mirroring a national trend of “strong earnings” and robust loan growth even as the industry navigates lingering weakness in commercial real estate.

For the period ended Dec.  31, the Federal Deposit Insurance Corp. (FDIC) reported that the U.S. banking industry finished the fourth quarter with aggregate net income of $77.7 billion, a decrease of $1.6 billion or 2% from the prior quarter. However, compared to a year ago, quarterly net income increased $11 billion, or a robust 16.5%…

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