If retirement is approaching, or you want to make the most out of your Social Security check, then you’re likely looking for cities with a low cost of living and a decent livability score.
It’s estimated that the average Social Security check was $2,071 as of January 2026. And while that number isn’t the highest, there are plenty of cities where you can live comfortably on just that alone, as long as you avoid wasting money on things that aren’t essential.
Let’s take a look at 12 great cities to consider if you’re looking for an affordable solution that matches your social security check…