Flood insurance rates may drop for some Nampa homeowners after floodplain remap

Hundreds of homeowners along Indian Creek in Nampa, Idaho, could soon see their flood insurance premiums drop — or be freed from the requirement to carry flood insurance altogether — after FEMA updated its flood maps for the area.

The revised maps, which took effect Sept. 26, 2025, shrink the floodplain along Indian Creek, shifting hundreds of properties out of the high-risk flood zone and into a lower-risk designation.

Check out theupdated FEMA floodplain map

Tom Points, Senior Public Works Director for the City of Nampa, said the update was years in the making…

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