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Hundreds sue over denied hail damage
Billy and Lacy Hursh of Broken Arrow, Oklahoma, watched hail pound their roof in October 2023. Two independent contractors said the whole roof needed replacing.
State Farm called the damage “minor” and said it fell under the deductible. Eight months later, another major hailstorm hit.
The couple borrowed against their home equity and paid about $22,000 out of pocket for a new roof. Their lawsuit has since grown into one of the largest insurance fights in Oklahoma history.
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Lawsuit claims program aimed to slash payouts
The Hursh lawsuit says State Farm created an internal program called the “Hail Focus Initiative” in 2020. Court filings claim the goal was to cut hail claims costs by half…