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Southwest cities where retirees live on $1,900 a month
Many retirees in the U.S. Southwest can find cities where monthly living costs fit within about $1,900 for rent and basic housing. An affordability analysis of major U.S. cities examined housing costs, livability, climate, and recreation and found several Southwest locations that stand out for retirees.
These places combine lower-than-average housing prices, warm winters, and access to outdoor activities. Cities in Texas, Arizona, and New Mexico often offer strong value compared to national averages.
For retirees living on fixed incomes from Social Security, pensions, or savings, these locations can help stretch budgets further while still supporting an active lifestyle with year-round access to healthcare, cultural events, and outdoor recreation.
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Why retirees are choosing the Southwest on fixed incomes
Retirees are increasingly choosing Southwest cities because lower housing costs and favorable tax rules can reduce monthly expenses compared to many parts of the United States. States like Texas and Arizona do not tax Social Security benefits, which helps fixed-income households keep more of their money…